TERMS OF USE

Effective Date: June 2, 2026

Welcome to the My Digital Hive website (the "Site"). These Terms of Use ("Terms") govern your access to and use of our Site and services. By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you must immediately discontinue use of this Site.

1. Introduction and Definitions

For the purpose of these Terms of Use:

"My Digital Hive," "we," "us," or "our" refers to Iris Focal Point OPC, doing business as My Digital Hive.

"Site" refers to the website located at www.mydigitalhive.com and all its subdomains.

"Materials" refers to all intellectual property and content on the Site, including but not limited to software, digital frameworks, workflows, HTML code, scripts, text, artwork, graphics, photographs, layout designs, video, and audio.

2. Limited Intellectual Property License

The Site and all of its Materials are protected by copyright, trademark, and other international intellectual property laws and treaties. All Materials are provided by My Digital Hive as a service to its users and may be used strictly for personal, informational, and non-commercial purposes.

No right, title, or interest in our Materials is transferred to you. This is a revocable, non-exclusive, limited license subject to the following restrictions:

Prohibited Duplication: You may not copy, reproduce, publish, transmit, distribute, perform, display, post, modify, create derivative works from, sell, license, or otherwise exploit this Site or any of its Materials without our prior written consent.

No Commercial Exploitation: You may not access or use the Site for any competitive, commercial, or reverse-engineering purpose.

Protection of Materials: You will not permit, aid, or abet any unauthorized copying or distribution of our Materials.

My Digital Hive reserves the right to revoke this limited license at any time, for any or no reason, without prior notice. All rights not expressly granted are strictly reserved.

3. Third-Party Links and Resources

Periodically, links may be established from this Site to external websites or resources operated by third parties ("Third-Party Sites"). These links are provided solely for your convenience. Conversely, certain Third-Party Sites may link to our Site.

No Endorsement: Links to or from Third-Party Sites do not imply that My Digital Hive endorses, sponsors, or is affiliated with those parties or their content.

Assumption of Risk: We do not control and are not responsible or liable for any Third-Party Sites, their privacy policies, or any content, advertising, products, or materials available on them. Accessing third-party resources is entirely at your own risk.

4. User Communications and Submissions

Any creative ideas, concepts, feedback, suggestions, workflows, or techniques sent to My Digital Hive through the Site (excluding your confidential personal data) shall be deemed non-confidential. My Digital Hive shall be free to use, reproduce, modify, and distribute such communications for any purpose whatsoever, including business development and marketing, without attribution or compensation to you.

Note: Any personally identifiable information provided to us through the Site will be handled strictly in accordance with our Privacy Policy.

5. Professional Disclaimer & Non-Guarantee of Results

The insights, digital systems strategies, and growth consulting content provided on this Site are based on the professional experience and expertise of My Digital Hive.

No Guaranteed Financial Outcomes: You explicitly acknowledge and agree that our services, frameworks, and content are not "get-rich-quick" schemes, income promises, or guarantees of specific financial, corporate, or sales outcomes.

Variable Factors: Success in digital systems implementation and business growth depends on numerous external variables, including your industry, market conditions, execution, capital, and individual effort.

Educational Purpose Only: The content, materials, and case studies presented on this Site are for informational and educational purposes only. They do not constitute absolute financial, legal, or professional business advice.

Due Diligence: The information contained on this Site should not serve as a substitute for your own due diligence, professional research, or independent business judgment.

6. Disclaimer of Warranties and Limitation of Liability

A. Disclaimer of Warranties

To the fullest extent permitted by applicable law, My Digital Hive disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that:

The Site or its servers will operate uninterrupted, error-free, or secure.

Defects or bugs will be corrected immediately.

The Site is free of viruses or other harmful digital components.

B. Limitation of Liability

In no event shall My Digital Hive, its officers, directors, shareholders, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages. This includes, without limitation, loss of profits, revenue, data, use, goodwill, or other intangible losses arising out of or in connection with your use of, or inability to use, this Site or our services—whether based on contract, tort, strict liability, or otherwise, even if My Digital Hive has been advised of the possibility of such damages.

7. Indemnification

You agree to defend, indemnify, and hold harmless My Digital Hive (Iris Focal Point OPC), its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your misuse of the Site, violation of these Terms, or infringement of any third-party right.

8. Modifications and Severability

My Digital Hive reserves the right, at its sole discretion, to change, modify, add, or remove any portion of these Terms, or to suspend or discontinue any aspect of the Site, at any time without prior notice.

Your continued use of the Site following the posting of modifications indicates your definitive acceptance of the revised Terms. If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

9. Governing Law and Jurisdiction

These Terms of Use and any disputes arising out of or related to them shall be governed by and construed in accordance with the laws of the jurisdiction in which My Digital Hive operates, without regard to conflict of law principles.

10. Contact Information

If you have any questions or require clarification regarding these Terms of Use, please contact us at:

Company Name: My Digital Hive

Email: [email protected]

Phone: +63 920 413 9012